3 Ways To Get An Auto Loan With Bad Credit

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By Benjamin Robert Ehinger

How to Get an Auto Loan with Bad Credit Fast

There are many ways to go about getting an auto loan with bad credit. You can get one online, offline, or you can even get a private party loan depending on who you know and what is in your local area. Getting a loan for a vehicle can be a great way to avoid paying too much and ending up with a vehicle that is just not that good.

Are you in need of an auto loan, but do not have the credit to go to a new dealership? Are you stuck using buy here pay here dealerships and do not know how to get a good vehicle that will fit your needs? There are ways to get an auto loan with bad credit and there are more options than just buy here pay here car lots. Here are some of the options you can explore.

Top 3 Ways for Getting an Auto Loan with Bad Credit

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1. Non-Conventional Lender

You can use a non-conventional lender that works with bad credit. There are actually lenders that have made it their business to work with those that have bad credit. All they require is that you have something on your credit that you have paid on time for at least 6 months. Then, of course the normal down payment that you would pay anywhere else.

2. Your Bank

You can try your own bank. If you have a 401k, an IRA, a certificate of deposit, or a good sized balance in an account of some sort at your bank, then they may be willing to work with you. They will want to you sign over the account or accounts as collateral in case you do not pay and will want the vehicle as collateral, but they will offer a lower rate than anybody else can offer you for an auto loan with bad credit.

3. New Car Dealership

You can go to a new car dealership with any type of credit when they do a nobody turned down promotion. Be prepared to pay a good amount of money down, though. They are not usually in the business of doing an auto loan with bad credit, but some now have special lenders for those with bad credit. They may require between $1,000 and $5,000 down depending on the vehicle and which car lot you go to.

Another Great Way to Get an Auto Loan with Bad Credit

There is one more way to get the car loan you need even if you have bad credit and avoid the high rates of a buy here, pay here lot. This is something you can do from your home because the last option to get an auto loan if you have bad credit is to go online and use a place called My Auto Loan Online. This is a great website and you will find the auto loan with bad credit you need.

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Woman finds human finger in bowl of chili at Wendy’s restaurant

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Thursday, March 24, 2005

San Jose, California — A woman eating a bowl of chili at a Wendy’s restaurant bit into a chewy bit that turned out to be a human finger. She immediately spat it out, warned other patrons to stop eating, and upon recognizing the object as a finger, vomited.

“I’m more of a Carl’s Jr. person,” the 39-year-old Las Vegas woman, Anna Ayala, told Knight Ridder. She said this incident was her first visit to a Wendy’s restaurant. Ayala described how she found the finger, “Suddenly something crunchy was in my mouth,” she continued, “and I spit it out.”

According to Devina Cordero, 20, after Ayala found the finger, she ran up to her and Cordero’s boyfriend and said, “Don’t eat it! Look, there’s a human finger in our chili.”

“We went up to the counter and they told us it was a vegetable,” Cordero continued. “The people from Wendy’s were poking it with a spoon.”

The restaurant is located at 1405 Monterey Highway, just south of downtown San Jose.

Wikinews reporter David Vasquez drove his car up to the drive-thru menu and found that chili was still on the menu, at a price of US$1.19 for a small serving. He also witnessed workers unloading supplies from a semi-trailer truck in the restaurant’s parking lot, and carting them into the back door of the establishment.

According to Ben Gale, director of environmental health for Santa Clara County, the finger did not come from any of the employees at the restaurant. “We asked everybody to show us they have 10 fingers and everything is OK there,” he said. The found portion of the finger likely belonged to a woman because of its long and manicured fingernail, also found in the food.

Officials seized the food supply at the restaurant and are tracing it back to the manufacturer, where they believe the finger may have gotten mixed in with the raw ingredients used to prepare the chili. The restaurant’s operators were later permitted to re-open after preparing new chili prepared from fresh ingredients.

As this story was filed, there was no mention of the incident on the Wendy’s corporate web site. Wendy’s issued a statement through a spokesman.

“Food safety is of utmost importance to us,” said Wendy’s spokesman Joe Desmond. He referred to the incident as an “unsubstantiated claim.”

“We are cooperating fully with the local police and health departments with their investigation. It’s important not to jump to conclusions. Here at Wendy’s we plan to do right by our customers,” Desmond said.

According to county health officials, the unfortunate woman who bit into the finger is doing fine, despite her initial reaction. Officials also noted that the finger would have been cooked at a high enough temperature to destroy any viruses.

The Santa Clara county medical examiner reported that the finger had a solid fingerprint, although investigators did not say if a search of fingerprint databases would be performed to find the owner of the finger.

This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
This article features first-hand journalism by Wikinews members. See the collaboration page for more details.

Best Dog Kennels}

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Best Dog Kennels

by

Kelvin Zane

Today life style for every person around the globe has become stressful and tension. To avoid these stresses and tensions lot of people are trying to relax with their pets. However, doctors are saying that if you play with pets for an hour per day, the stress and tensions are released. Especially dogs, mans best friend from the civilizations times.

Now a day lot of pet owners are seriously start thinking to provide an outdoor dog kennel for their pet. There are so many reasons for this, including a family member with pet allergies and wanting to allow the dog to be outside as much as possible. Before you are taking decision to using the outdoor dog kennel, you have kept the important points to consider.

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The dog kennels are usually enclosures to holding the dogs. If you are trying to keep the dog outside, in safety point of dog is not a good decision. The safest place for the dog at outside of the house is a closed kennel. And also there is an important point the kennel is also safety for the dog both inside and out side of the house.

Be sure to consider your pets needs as well as your own when choosing a kennel. For example, if your dog will be in the kennel for longer periods of time, or in a hot climate, choose a kennel that has a roof. This provides shade for your dog, which is essential in certain climates and seasons. If the kennel is primarily used as a pen for your dog when away from home, then portability, smaller size and ease of set-up will be primary considerations.

The first thing that you will need to consider when searching for dog kennels to buy is depends upon the size of your dog. Your dog should feel free as if his new home inside your house is good and welcoming. Your dog needs to have enough space to stand up, turn around, and stretch out completely. Having these abilities to move around freely would make your beloved dog much happier. The next one is whether or not it should be a made of wire or plastic. Depending upon the climate situation in your area, you need purchase a dog kennel. If your area is cold, then choose plastic, plastic crates retain more heat for your dog, so that they would not get too cold. If the climate is hot, then you need to purchase a wired one your pet. The air conditioning in your home would be able to circulate around the kennel much easier than it would in a plastic kennel.

When you are trying to purchase you have to kept lot of things to consider about health and welfare of your dog. After considering all the factors, good points, and drawbacks if you still wish to make use of an outdoor dog kennels, make sure it is the best choice for you and your dog.

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Portable dog kennels

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Dog kennels for sale

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Surgeons reattach boy’s three severed limbs

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Tuesday, March 29, 2005 A team of Australian surgeons yesterday reattached both hands and one foot to 10-year-old Perth boy, Terry Vo, after a brick wall which collapsed during a game of basketball fell on him, severing the limbs. The wall gave way while Terry performed a slam-dunk, during a game at a friend’s birthday party.

The boy was today awake and smiling, still in some pain but in good spirits and expected to make a full recovery, according to plastic surgeon, Mr Robert Love.

“What we have is parts that are very much alive so the reattached limbs are certainly pink, well perfused and are indeed moving,” Mr Love told reporters today.

“The fact that he is moving his fingers, and of course when he wakes up he will move both fingers and toes, is not a surprise,” Mr Love had said yesterday.

“The question is more the sensory return that he will get in the hand itself and the fine movements he will have in the fingers and the toes, and that will come with time, hopefully. We will assess that over the next 18 months to two years.

“I’m sure that he’ll enjoy a game of basketball in the future.”

The weight and force of the collapse, and the sharp brick edges, resulted in the three limbs being cut through about 7cm above the wrists and ankle.

Terry’s father Tan said of his only child, the injuries were terrible, “I was scared to look at him, a horrible thing.”

The hands and foot were placed in an ice-filled Esky and rushed to hospital with the boy, where three teams of medical experts were assembled, and he was given a blood transfusion after experiencing massive blood loss. Eight hours of complex micro-surgery on Saturday night were followed by a further two hours of skin grafts yesterday.

“What he will lose because it was such a large zone of traumatised skin and muscle and so on, he will lose some of the skin so he’ll certainly require lots of further surgery regardless of whether the skin survives,” said Mr Love said today.

The boy was kept unconscious under anaesthetic between the two procedures. In an interview yesterday, Mr Love explained why:

“He could have actually been woken up the next day. Because we were intending to take him back to theatre for a second look, to look at the traumatised skin flaps, to close more of his wounds and to do split skin grafting, it was felt the best thing to do would be to keep him stable and to keep him anaesthetised.”

Professor Wayne Morrison, director of the respected Bernard O’Brien Institute of Microsurgery and head of plastic and hand surgery at Melbourne’s St Vincent’s Hospital, said he believed the operation to be a world first.

Surgeons reattach boy’s three severed limbs

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Tuesday, March 29, 2005 A team of Australian surgeons yesterday reattached both hands and one foot to 10-year-old Perth boy, Terry Vo, after a brick wall which collapsed during a game of basketball fell on him, severing the limbs. The wall gave way while Terry performed a slam-dunk, during a game at a friend’s birthday party.

The boy was today awake and smiling, still in some pain but in good spirits and expected to make a full recovery, according to plastic surgeon, Mr Robert Love.

“What we have is parts that are very much alive so the reattached limbs are certainly pink, well perfused and are indeed moving,” Mr Love told reporters today.

“The fact that he is moving his fingers, and of course when he wakes up he will move both fingers and toes, is not a surprise,” Mr Love had said yesterday.

“The question is more the sensory return that he will get in the hand itself and the fine movements he will have in the fingers and the toes, and that will come with time, hopefully. We will assess that over the next 18 months to two years.

“I’m sure that he’ll enjoy a game of basketball in the future.”

The weight and force of the collapse, and the sharp brick edges, resulted in the three limbs being cut through about 7cm above the wrists and ankle.

Terry’s father Tan said of his only child, the injuries were terrible, “I was scared to look at him, a horrible thing.”

The hands and foot were placed in an ice-filled Esky and rushed to hospital with the boy, where three teams of medical experts were assembled, and he was given a blood transfusion after experiencing massive blood loss. Eight hours of complex micro-surgery on Saturday night were followed by a further two hours of skin grafts yesterday.

“What he will lose because it was such a large zone of traumatised skin and muscle and so on, he will lose some of the skin so he’ll certainly require lots of further surgery regardless of whether the skin survives,” said Mr Love said today.

The boy was kept unconscious under anaesthetic between the two procedures. In an interview yesterday, Mr Love explained why:

“He could have actually been woken up the next day. Because we were intending to take him back to theatre for a second look, to look at the traumatised skin flaps, to close more of his wounds and to do split skin grafting, it was felt the best thing to do would be to keep him stable and to keep him anaesthetised.”

Professor Wayne Morrison, director of the respected Bernard O’Brien Institute of Microsurgery and head of plastic and hand surgery at Melbourne’s St Vincent’s Hospital, said he believed the operation to be a world first.

Finding The Perfect Dentist}

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Finding the Perfect Dentist

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amazonpress

Lets face it, selecting a credible dentist these days may be as hard as finding a fine mechanic. The perfect dentist should really be reliable, truthful, nice, caring as well as an person with whom you feel comfortable. Then again, choosing a suitable dental health professional does not have to be that complicated, if you understand what attributes you need to be looking for.

What if you have not taken a trip to the dentist in a while and do not recognize where to commence? It is always suggested use a dental health professional in your area that is very well known and upholds a great rapport with their clients. Dentists with good recommendations from family members as well as friends are often a logical choice to start with.

If you want a little reassurance about your local dental health professional, do many additional research on the internet. Check out their credentials, and uncover out what individuals are saying about their practice. A nice set of credentials along with countless positive comments really should make you feel a little bit more reasured with your selection.

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After finding a dentist with whom you feel comfortable it is good to look in to specializations for your individual needs. Most dentists specialize in cosmetic, implant, periodontal, restorative or preventative dentistry. Some dentists are able to provide oral sedation that is a must for those that are fearful or desire to be more comfortable. Dentists are capable of doing both the little fixes and helping to prevent harmful oral diseases, as well as providing that Hollywood smile. It is important to decide exactly what you want to accomplish with your dental visit and share those goals with your dentist.

The following most significant quality to help you determine a dentist really should be the ambiance. It is not a huge secret that the majority of individuals are afraid to go to the dentist for various reasons. They are scared of pain, embarrassed of their looks or do not wish to face the reality of their dental health.

Find a dental office with a comfortable, relaxing setting as well as nice staff! The perfect dentist office should have a spot where you can relax and leave your worries and doubts at the door. The proper ambience and music in a dentist office can calm your doubts as well as help make any process a lot simpler on you and the dental health professional. A helpful and respectful staff is actually another significant key to enjoying your visit also.

Remember, not to stress the next time you are needing to schedule a dentist appointment! Asking a few questions as well as a little research may be beneficial in seeking the best dentist. Just remember to check for positive feedback, a specialist for your personal requirements and a comfy environment with kind staff.

Many dental patients have chosen Bentonville, AR dentist, Dr. Yamileth Montoya Pate as their dentist of choice. For years now Dr. Pate has provided patients with beautiful smiles and helped them to discover a new found confidence within themselves.

She is a highly accredited D.D.S with a dental degree from the University of Tennessee Dental School in Memphis, graduating within the number one class in the nation for that year. Dr. Pate prides herself in staying up to date with the latest advances in the dental industry, as well as being a part of the American Dental Association, the Arkansas State Dental Association and the Dental Oral Conscious Sedation.

Dr. Pate specializes in cosmetic, implant restoration and family dentistry, providing services such as: dental implant restorations, crowns, veneers, bridges, teeth whitening in Bentonville, AR, and other dental service that will assure the look you want and the health you deserve. All this can be performed using oral sedation options to ease any concerns.

She is lucky to have a friendly, understanding and experienced staff at her Northwest Arkansas dental office. Her patients have also benefited from her comfortable and enjoyable care in a warm and friendly environment located at 2618 SE J St., Suite 6, Bentonville, AR 72712

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Pennsylvania cop on trial for allegedly murdering girlfriend’s estranged husband

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Tuesday, March 10, 2009

The trial began today for a Pennsylvania state trooper accused of killing his girlfriend’s estranged husband.

Kevin Foley, 43, is accused of cutting the throat of John Yelenic, a dentist who was in the final stages of finalizing a divorce from his wife, Michele. According to prosecutors, Foley “loathed Dr. Yelenic” so much that he asked another fellow trooper to help him commit the alleged murder, which occurred in Yelenic’s Blairsville home.

Deputy Attorney General Anthony Krastek told an Indiana County jury that Foley also prayed Yelenic would die, and spread false rumors that Yelenic molested his adopted son.

“You will see Kevin Foley has the motive, the opportunity and the ability to commit this crime, almost to the exclusion of anybody else,” Krastek said.

Foley’s defense attorney, Jeffrey Monzo, said during opening statements that DNA evidence was not conclusive. Monzo admitted to the jury that Foley did not like Yelenic, but said that does not mean he murdered him.

“Kevin Foley is innocent,” he said.

Prosecutors said they could call as many as 70 witnesses to try and prove Foley wanted Yelenic to die. The trial, at the Indiana County Courthouse, is expected to last about three weeks.

Foley, who is on unpaid suspension from the Pennsylvania State Police, is charged with criminal homicide. The jury has the option of convicting him of first-degree murder, which could put Foley in prison for life without parole, or of a lesser degree charge, like manslaughter.

John Yelenic was found dead in his home on April 13, 2006, one day before he was planning on signing his divorce papers. Prosecutors said Foley killed Yelenic after going to the dentist’s house to confront him over the terms of the divorce. Prosecutors claim Foley slashed Yelenic several times with a knife and pushed his head through a small window, causing a further gash on his neck. Yelenic bled to death.

Foley had been living with Michele Yelenic for two years at the time of the alleged homicide. Krastek said Michele also helped perpetuate rumors that Dr. Yelenic molested their son. John and Michele Yelenic had been separated in 2002. Michele Yelenic stood to collect Dr. Yelenic’s estate and a $1 million life insurance policy, and could lose about $2,500 a month in support if the divorce was finalized, a Pennsylvania grand jury previously determined.

Michele Yelenic is expected to testify that Foley was home with her when the alleged murder occurred. Krastek told the jury DNA under Yelenic’s fingerprints will ultimately link him to the murder, as will bloody shoe prints found at the crime scene that match athletic shoes Foley is known to wear.

Monzo also said authorities have failed to investigate several other suspects, including Yelenic’s neighbor. Monzo said Yelenic was on very friendly terms with the neighbor’s wife, which could have given him a motive to commit the murder.

Prior to the trial, Foley’s defense attorneys unsuccessfully sought a change of venue because an overwhelming majority of the jury pool was familiar with the allegations. The change was denied when jurors insisted they had not formed an opinion about the charges.

Author Amy Scobee recounts abuse as Scientology executive

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Monday, October 11, 2010

Wikinews interviewed author Amy Scobee about her book Scientology – Abuse at the Top, and asked her about her experiences working as an executive within the organization. Scobee joined the organization at age 14, and worked at Scientology’s international management headquarters for several years before leaving in 2005. She served as a Scientology executive in multiple high-ranking positions, working out of the international headquarters of Scientology known as “Gold Base”, located in Gilman Hot Springs near Hemet, California.

P&G to acquire Gillette for US$57 billion

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Friday, January 28, 2005

New York –American manufacturing giant Proctor & Gamble (P&G) plans to acquire Gillette Co. for US$57 billion in stock. The purchase plan calls for P&G to swap 0.975 shares of its stock per share of Gillete Co. P&G also announced a stock buyback program in which they would purchase up to US$22 billion of shares over the next 18 months. Including the stock buyback program, the merger is being financed by 60 percent stock and 40 percent cash.

P&G is known for brands such as Ariel and Tide washing powder, Max Factor cosmetics, Pringles potato crisps (chips) and Hugo Boss and Lacoste perfumes.

Gillette, known for brands such as Gillette razors, Oral B dental care, and Duracell batteries, has had growing problems with the growth of private labels and price cuts demanded by large supermarkets.

After the acquisition is completed, Gillette’s CEO James Kilts will be P&G’s vice-chairman. Kilts said that he expects that this acquisition will cause additional mergers to take place.

“I believe the consumer product industry needs to consolidate,” said Kilts, “we believe we can bring these companies together and create a juggernaut.”

P&G and Gillette have a combined market capitalization of about $185 billion US, which will make it the largest in the sector.

The early morning announcement states that 6,000 employees will be eliminated. Most of the layoffs will result from reducing overlapping management positions and other supporting positions within the combined company.

Antitrust regulators in the US and Europe plan to review the acquisition, to determine whether the combined company will have too much power over pricing and shelf space.

P&G plans to provide additional details about the merger Friday morning (East Coast time) in New York.

Bacall Associates Travel Guide In Singapore}

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Bacall Associates – Travel Guide in Singapore

by

Victoria Pratten

While most people come here for a couple of days just to do Singapore, I love this city and think it deserves longer than that. Theres a lot to do here, some great parks by the Malaysian border, and incredible (and cheap) Chinese and Indian food. Singapore is also moving beyond its sterile image and fast becoming a city with world-class nightlife.

Typical Costs

Accommodation Accommodation isnt cheap in Singapore. A night in a hostel dorm will cost around 15-30 SGD, and a budget hotel starts at 50 SGD for a basic double room with fan. Most hotels here are around 80-110 SGD per night.

Food There are plenty of low-cost eateries around Singapore with street stalls typically selling food for less than 6 SGD per meal. Chinese and Indian food is usually around 8-9 SGD per meal. Most casual restaurants are around 20 SGD and after that, the sky is the limit.

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Transportation There are plenty of buses and taxis around Singapore, but the Mass Rapid Transit (MRT) runs the length and breadth of the country. MRT tickets vary in price, as they are based on the distance traveled, but generally cost around 4 SGD.

Activities On the whole, activities in Singapore are not that expensive. Some, like the Singapore Botanical Gardens and Bukit Timah Nature Reserve, are free. Entrance to Singapore Zoo is 32 SGD and Underwater World is 29 SGD.

Money Saving Tips

Take public transit Travel on public transport is just 10 SGD per day for tourists with a Singapore Tourist Pass. This will get you unlimited rides on a number of buses and trains.

Eat on Smith Street The stalls here offer food for less than 6 SGD and are a great place to sample local snacks.

Eat cheap Save money on food by eating in Little India, Chinatown, or the hawker stalls throughout the town. Meals in these places cost only a few dollars.

Top Things to See and Do

Visit Singapore Zoo This zoo is one of the best in the world and also one of the top attractions in Singapore. Covering an area of 70 acres, this place is huge and has a vast array of animals: over 3,600 mammals, birds and reptiles. The zoos night safaris are hugely popular, offering visitors the chance the get up close and personal with nocturnal animals. Entrance to the zoo and a night safari costs 71 SGD. Watch out though, theres no food around here and since you have to wait for the night safari to begin, you get stuck eating the overpriced zoo food. See the zoo in the morning and come back at night for the safari.

Eat at the Boat Quay Boat Quay is a hive of activity and is the place to go for dining and entertainment. The alfresco pubs and restaurants also make Boat Quay ideal for relaxing after a long day of sightseeing. Be sure to bring a camera to capture the imposing skyscrapers and bizarre statues along the riverside.

Hang out (and party) on Sentosa This little island getaway is popular with locals and tourists alike. Head to the Tiger Sky Tower, Asias tallest observation tower. At 450 feet, it offers amazing views over Singapore and Sentosa. The Underwater World aquarium is the main attraction on the island; walk through tunnels below sharks, piranhas and eels. Universal Studios is also located on the island. You have to pay to get on to Sentosa. The cost to get there on the Sentosa Express is 4 SGD.

Admire Thian Hock Keng Temple Stunning architecture makes Thian Hock Keng one of the most photogenic buildings youre likely to see in Singapore. The temple was made from the finest materials and best craftsmen that China had to offer around the time of its construction in the 1840s. The temple was designated as a national monument in 1973.

Bacall Associates is a boutique PR, marketing and sales support agency specialising in travel at the top end of the market. Our passion is launching and maintaining profile for destinations, airlines, travel companies, hotel groups, luxury developments, resorts and health retreats across the globe. Working primarily in the travel arena we have in-depth knowledge of the sector, and can draw on a vast range of media and industry contacts; at the same time we bring a lifestyle edge to our work, taking the message well beyond the travel pages to the luxury consumer.

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